SQUARE STICKER HARBOR LIVING

Real Different. Real Estate.

A Smarter Way To Buy and Sell at the Shore!

A Boutique Real Estate Brokerage Built On Fairness, Experience, and Common Sense

BUY BETTER
SELL SMARTER
5.0
/5
Based on 260+ reviews
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SQUARE STICKER HARBOR LIVING

Coastal Real Estate, Reimagined

Welcome to Harbor Living Realty

Harbor Living Realty is a boutique real estate brokerage designed for coastal homeowners who appreciate experience, clarity, and a smarter approach to real estate.

We deliver high impactfull-service representation across the Maryland and Delaware Shores, pairing local insight with common sense pricing and steady, highly experienced guidance throughout the entire home buying and selling process.

SELL YOUR HOME
Buy A Home

Find Your Coastal Home

Search For Homes by Coastal town

Explore our coastal towns throughout Delaware and Maryland

Tap a pin to open a quick profile and see photos, local highlights, nearby beaches and parks, and links to area guides and available homes.

Compare a few that catch your eye and jot down your favorites as you go. Your path to the right coastal community starts here.

When you’re ready, dive deeper into each town’s vibe, walkability, and things to do, then go straight to homes to get a feel for budget and options.

Explore The Region's Coastal Communities
Search Entire Coastal MLS DATABASE

Presented Exclusively By Harbor Living Realty


12959 HARBOR ROAD, OCEAN CITY

4 Bed | 4 Bath | $4,495,000

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SELLING A HOME?

Why It Works For Sellers!

At Harbor Living Realty, we believe top tier real estate service should not rely on an outdated, one-size-fits-all commission structure. So we built something better. Our modern, fair, efficiency-driven approach delivers the same full service you would expect from a top coastal brokerage, at a significantly lower cost.

Our commission structure follows common sense. As your home’s value increases, your commission rate improves, so you are never overpaying for the same level of work. 

Because of how this model works, the average Harbor Living seller saves $8,592 compared to traditional commission models, and often much more, without ever sacrificing marketing, exposure, negotiation strength, or professionalism.

Calculate your savings
How Our Seller's Program Works

Why Sellers Choose Harbor Living!

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Calculate Your Commission!

Traditional real estate commissions don’t make sense anymore. 

Honestly, they never really have.

For example, a home priced at $500,000 and a home priced at $1,000,000 require nearly the same marketing and workload for the real estate brokerage, yet they continue to charge sellers the exact same commission percentage rate for both homes.

But not at Harbor Living Realty...

Instead of charging every seller the same percentage, we use a sliding commission structure that adjusts based solely on your home’s value.

  • As the price of your home increases, our commission rate decreases which means the more your home is worth, the more you save.

  • Even moderately priced homes are charged a fair, balanced rate.

  • Every seller benefits from transparent pricing and full service representation.

The Harbor Living Realty model adjusts intelligently and fairly so the commission you pay is tied solely to the actual value of your home, not some rigid percentage model designed decades ago.

The result?  Same quality. Same exposure. Same negotiation power. You save thousands of your hard earned equity at closing.

RECTANGLE HARBOR LIVING STICKER

Flex-Rate Commission Formula

Current: $500,000.00
Harbor Living Realty FLEX-RATE

Competitor @ 2.50%
Competitor @ 3.00%
Competitor @ 3.50%

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Savings vs 3.00% ()
Savings vs 3.50% ()

Our Average Seller Saves $8,592

Schedule Your Consultation
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BUYING A HOME?

Why It Works For Buyers!

Buying at the beach is different. Whether you are searching for a primary home, second home, investment property, waterfront property, condo, or coastal retreat, Harbor Living Realty helps you understand the local market before you make a move. 

We guide you through pricing, neighborhoods, flood zones, rental potential, property condition, offer strategy, inspections, negotiations, and closing so you can buy with confidence.

Start Your Coastal Search
Schedule A Consultation
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Nicholas Schiaffino | Principal Broker

Over 30 Years of Unmatched Industry Experience

Learn More About Nick

Over

0

Billion

In Supervised Sales Volume

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Homes Sold As Broker

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Individual Clients Served As Broker

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Our freshly handpicked properties

The Newest Coastal Listings

Explore the newest listings before anyone else. From small escapes to grand estates, find your next home among the freshest properties on the market.

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Search All New listings

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Search New Maryland Listings

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Search New Delaware Listings

Ready to take the next step?

We’ll Help Get You Moving!

Whether it’s time to buy or sell, our local experts guide you through each detail with experience, communication, and a commitment to results.

SELL YOUR HOME
BUY A HOME
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